01.11.2019
Promsvyazbank premium card. Promsvyazbank - Card “Your PSB Premium” MasterCard Platinum rubles. Miru – “Mir”: pros and cons of the national payment system
In principle, a normal bank... or more, probably, a broker - it seems that they want to force all clients to become investors)) I just use the card, the bonuses are not bad, there is cashback - everything is like with people. If it weren’t for the constant calls and letters with offers to “think about investing,” everything would be normal... Oh, and the exchange rate is good. But I don’t want to be a trader, and I’m tired of persuasion.
Sergey Perlov, Moscow
The best bank
I have been a client of this bank for about 3 years, I am very pleased, it’s easy to open a deposit, reissue a card, resolve any issue without leaving home! People who know how to value their time will understand me, just call instead of wasting time in endless queues at the offices of other banks! Thank you very much for the excellent service, saving client time and the desire to remain the best!
Anastasia, Moscow
About reliability and convenience
I have been a client of the bank since the beginning of the 2000s (since Investsberbank, since 2008 - OTP). I met the branches of the head bank in completely different countries Europe, incl. in the post-Soviet space. I used ATMs there and paid for purchases and services with a card. During this time, I did not encounter any difficulties when interacting with the Bank, changing cards according to the expiration date, making deposits (by the way...
Mikhail, Moscow
Return Money, the ATM did not dispense cash when withdrawing due to a technical fault
Moscow Credit Bank
On February 13, 2019, I withdrew cash from an ATM of PJSC MKB in the Kuntsevo Plaza shopping center, located at: Moscow, st. Yartsevskaya, 19 (hereinafter referred to as the ATM), in the amount of 8,000.00 (Eight thousand) rubles. The ATM did not dispense cash; the cash withdrawal operation was carried out using my current account statement. By telephone, MKB PJSC was informed that the ATM had a technical error status and was then transferred to...
Vera, Moscow
For translations
I met them with polite service, which is so rare in Russian banks, in general educated people little left. I was trying to get a regular debit card for transfers. I didn’t want to do it online, it’s more reliable and simpler, and it’s easier because you can ask all the questions at once. Well, everything, as expected, two weeks later I received the card in my hands and linked my phone. It is important to me that a person who...
Evgeny Korzhevsky, Moscow
Debit card from Lokobank
Loko-Bank
I opened a debit card at Lokobank, I didn’t understand anything on the website, there were a lot of letters, too lazy to read) I went to the Smolensk branch. I sat there for probably an hour and a half, choosing a tariff for myself, I chose it)) We compared everything with the girl and chose what would be better for saving. At the same time, I also consulted on deposits. Thank you very much for the excellent service and for your patience, you rarely see this in banks!!
Useful articles on the topic of debit cards
What is a debit card?
A debit card is a tool designed to carry out various financial transactions. Its main function is to replace paper money. The owner of the debit card is the bank, and the client is its holder. There are debit cards that allow you to spend only your own funds, and cards that allow you to use borrowed funds (with overdraft allowed).
Where can I use my debit card?
Debit cards today are not only a way to get away from “paper” money, but also a convenient payment tool. IN modern world There are more and more opportunities for using plastic cards.
Hilarious cases from bank employees. It's only funny in real life
Banking is serious, but not always. Sometimes clients become the main ones actors funny stories and incidents that can amuse and make you laugh.
Good advice
Payment order - what is it?
Funds transfers are carried out in different forms: by letters of credit, collection orders, checks. And the first place in the volume of documents on the basis of which these operations are carried out is occupied by money orders(payments).
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Sberbank social card for pensioners
The Sberbank MIR social card is intended for recipients of pensions and other social benefits. It replaced the similar card product Maestro “Active Age”. This replacement was carried out in order to implement the requirements federal law dated 05/01/2017 No. 88-FZ.
Gold card
Plastic cards have firmly entered our lives and continue to continuously expand the scope of their application. Tens of millions of people in Russia use them in Everyday life: pay for goods and services at retail and service points, make money transfers, and withdraw cash. The banking services market offers thousands of card products with a variety of capabilities. However, with such a wealth of choice, plastic cards are clearly divided according to belonging to one class or another.
What are salary cards?
Salary cards are widespread today. Most often, they are formalized as part of the employer’s cooperation with one or another bank. What does participation in such a project give the holder?
Debit cards with interest on balance
The opportunity to earn additional income gives interest-bearing debit cards a significant advantage over products without an interest-bearing option.
How to block a debit card?
Possible various situations, in which there will be a need to block the debit card. Therefore, it is useful to have an idea of the options for performing this operation.
Golden children: how to choose a bank card for a child
According to statistics from the National Agency for Financial Research, a quarter of children in Russia already receive pocket money on a bank card. We’ll figure out how to design such plastic and not get confused in the numerous offers, as well as what difficulties and nuances await young users.
Miru – “Mir”: pros and cons of the national payment system
Today, 35 million people use Mir cards, most of whom are state employees. For people who don't work in government organizations, such plastic is still unpopular: there are less than 4 million such holders. Indeed, “Mir” still has shortcomings. But there still seem to be more advantages.
Investment life insurance: benefits and risks
Investment life insurance is becoming increasingly popular in the insurance market. People are attracted by the opportunity to make money on investments and at the same time secure the future of their loved ones. But this tool has both pros and cons. Let's see for whom ILI is suitable.
In the name of good: how charity bank cards work
In the USA, charity cards have been issued since the 80s. In Russia, they are not yet so popular, but they definitely have potential: according to statistics, every second resident of the country spends up to 3 thousand rubles on charity. in year. Banks offer cards that will help save rare animals, give children a home, or support lonely old people.
Gift horse: pros and cons of gift bank cards
According to statistics for 2017, 80% of Russians use plastic. This means that the best and most practical gift today is not money, but money on a bank card. We'll tell you what types of gift cards there are, what principles they work on, and what can go wrong.
Plastic in addition: why do we need additional bank cards?
Three-quarters of Russians use bank cards, but not every plastic card owner has their own separate bank account. What are additional cards, how, why and under what conditions to issue them - about everything in order.
Overdraft on a card: how to use it wisely and not become a debtor
In 2008, Nikolay opened a debit card at Sberbank. I connected SMS alerts and online banking, tracked my balance and expenses. Three years later I moved to another city and forgot about the card. In 2018, I received an SMS with information about the debt to the bank. The overdraft is to blame. Let's figure out why an overdraft is useful and when it is better to issue a card without this service.
ISIC cards: privileges and discounts around the world
If you are a student, love to travel and explore the world, and also save money, then an ISIC card would be an excellent solution. Holders of these cards are provided a large number of discounts and privileges around the world.
Union Pay cards: Yuan in your pocket
For most Russians, a bank card is Visa, MasterCard or Mir. If anyone has heard about Union Pay cards, it is most likely out of the blue. In this article we will talk about the Union Pay payment system and its cards, whether they are worth purchasing and where it can be done.
IYTC Cards: Empowering Young Travelers
Youth is the best time in life, full of hopes and desires. If love, then forever, if travel, then to the ends of the world! Discovering the beauty of the world is especially pleasant if you manage to save on purchases. IYTC cards provide this opportunity to young travelers.
ITIC cards for teachers: an opportunity to save money while traveling
Teachers and educators are representatives of one of the most respected and noble professions. These are people with a broad outlook, opening the world to their wards - pupils and students. We are talking about the ITIC card, which helps you save money when traveling and provides access to additional opportunities in the educational field.
“Dear you are our person,” or what is Private Banking
Just a few years ago Russian market financial VIP services were a pale imitation of the European ones. But now our banks have moved from simple service in a separate room with expensive furniture to truly interesting offers. First of all, this is a guarantee of anonymity, asset protection and personal conditions for the client.
Far Eastern hectare: develop and build
More than 100 thousand people applied for “ Far Eastern hectare", and 40 thousand plots have already been provided for free use. Their owners plan to build houses, conduct agricultural and other activities. We will tell you in this article what kind of support they can count on.
What is SMS credit
Today, to apply for a loan, process it and receive money, you do not need to visit a bank branch or microfinance organization. This can be done remotely - by phone, through an online form on the financial institution’s website, personal account and even by SMS. In this article we will talk about how and where you can get an SMS loan and what its advantages and disadvantages are.
Golden offers for the golden age. The best cards for pensioners
Before retiring, a person should decide how he would like to receive his pension: through Russian Post or in a bank. About which of the Russian financial institutions It applies better to older people and where to open an account, read this article.
Multicurrency card: why you need it and where to apply for it
A multi-currency card will help you free up space from excess plastic in your wallet, save money on purchases abroad and exchange currency in a couple of clicks on your smartphone. We'll tell you where to order and how much you'll have to pay for convenience.
Priority Pass or how to feel like a VIP
Airport VIP lounges are designed for travelers who prefer comfort while waiting for a flight. There are several ways to get into this zone, which is inaccessible to most passengers: buy a business class ticket, pay money for entry, or participate in the airline’s loyalty program. But the most universal one is the Priority Pass card.
What's in my name: a list of bank names
According to the Central Bank of the Russian Federation, as of June 26, 2018, there are 898 credit institutions. Of these, 62 are non-banking. Not every one of the remaining 836 banks was imaginative when choosing a name. With which banks everything is clear from the first word, and which names make you think – we’ll tell you in the article.
Numismatics: how to make money on coins
Numismatics is an interesting hobby and a way to earn money. If you have a ten-ruble note lying around “Chechen Republic” from the series “ Russian Federation", consider that the budget has been replenished by 10 thousand rubles. Of course, about 95% of coins are already concentrated among enterprising collectors, but there is a chance that your profit is hidden among the remaining 5%.
Not like everyone else: bank cards with creative designs
The desire to stand out, to have something non-standard is typical for many people. Bank cards are no exception. Financial institutions, catching the needs of clients, produce plastic with an exotic design. We will talk about such cards in this article.
Concierge service: as a personal assistant
The life of business and simply active people is filled with interesting and important events. And sometimes they have neither the desire nor the ability to engage in routine or spend time searching for the necessary information. In such cases, assistants, secretaries and concierge services come to the rescue. We'll talk about it in this article.
How to pay for a purchase in a store without money or a card
Apple, Google and Samsung Pay are no longer perceived as dirty words. Most people with a smartphone and a superficial understanding of banking products have heard about these contactless payment systems for purchases. We will tell you how to gain access to technologies in this article.
Russian Railways Bonus: traveling with benefits for your wallet
The railway, despite growing competition from road and air carriers, is used by many. But not everyone knows that traveling by train can be made not only enjoyable, but also profitable. Russian railways(Russian Railways) encourage passengers, and we will tell you how to take advantage of this in the article.
What is an individual pension plan
Average insurance pension non-working pensioner as of January 1, 2018 is 14,329 rubles. Agree - the money is more than modest. One way to increase the level of income for a future retiree is to sign up for an individual pension plan (IPP).
Free pies with delicious filling: debit cards without service fees
Most debit cardholders have to pay a service fee. To offset these costs, many are looking for plastic with bonus programs, cashback and interest on the balance. However, there are also cards for which the service is free. We'll talk about them in this article.
MCC: “kitchen” of rewards for plastic cards
Banks include cashback and participation in discount (bonus) programs in the terms and conditions of many plastic cards. Holders receive rewards for certain transactions, usually for paying for purchases. You can find out which trade and service enterprises (TSEs) participate in programs and promotions using MCC, which we will discuss in this article.
5 ways to transfer money without commission
Money transfers are one of the most popular financial services. There is a fee for such transactions. However this is not general rule. There are several ways to transfer money without commission, and we will talk about them in this article.
SMS notification: peace of mind for free and for money
When choosing a banking product, SMS service, as a rule, is not one of the priority factors influencing the decision. However, in-depth knowledge about this service will be useful. In this article we present the results of a study of the cost and functionality of SMS information offered by Russian banks.
I received money by mistake. What to do?
Money comes to us in different ways, and, as a rule, people have no questions about where it comes from and why. A salary, a lottery win, or an inheritance are all expected, or at least understandable, receipts. But sometimes money falls out of the blue - it is unknown from whom or in larger size than it should be. What to do in this case?
How to take money on a trip
In a neighboring city or at the mouth of the Amazon, losing a bank card can significantly ruin your vacation. Instead of photographing caimans and walking through unfamiliar forests, you will have to deal with an empty wallet. It's easy to avoid this if you prepare and store your money correctly.
Sberbank’s new “Thank You” program: quests with finances
In July 2018, Sberbank introduced a modified privilege program. She looks like computer game. If you complete tasks for three months, you will receive increased bonuses for the same period. If you ignore the tasks, you will return to the starting stage. There are 4 levels of participation.
Discounts, bonuses and quests: loyalty program for Troika owners
Almost 90% of passengers public transport Moscow has Troika. At the beginning of 2018, information appeared that a bonus program for cardholders would soon start. The project went live in June. We found out what bonuses and discounts Troika owners now have and what people think about the program.
Financial literacy is the correct management of money, in which the risk of losing it is minimal. We decided to make a series of articles in which we will tell you how to protect yourself from errors, as well as how to use it correctly banking products. Today we’ll talk about what not to do.
The key bet: what everyone should know about it
Today the key rate of the Bank of Russia is 7.25% per annum. What does this mean and why do bank clients and ordinary citizens need to know this? We’ll tell you in order.
What to do with torn rubles
A banknote with stains, scuffs and painted faces may not be accepted in a supermarket or bus. But you shouldn’t throw it away - the bill is considered solvent.
Good advice
How to transfer money from card to card?
Sometimes a simple operation to transfer funds from one card to another can be complicated by the conditions of banks. How to transfer money without problems? What to do if there are restrictions and delays in translation?
Good advice
I lost my card - how to restore it?
A debit card is a modern and convenient means for carrying out a variety of financial transactions. However, its use is associated with certain risks. One of them is the possibility of loss.
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Stealing money from a card. If you have a bank card, you should know this
Fraudsters are inventing new ways to steal money from bank cards. Which ones are common today?
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Banks will store not only your money, but also your vote
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Dispelling myths about contactless payment cards
For contactless payment cards, you must follow all the same security measures as for others. But don’t forget to “filter” “adult horror stories” and draw your own conclusions, weighing the incoming information.
Good advice
Will the bank pay for everything? What to do if money is stolen from your card
Unfortunately, theft of money from bank cards is not uncommon today. However, in certain situations, the written-off amount can be returned.
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Tired of faceless plastic and monotonous programs for accruing air miles or cashback? Then this selection is for you. Here are 6 proposals from Russian banks, which certainly cannot be called trivial. Choose according to your taste.
Good advice
The bank protects the safe: how to insure a debit card
More than 1 billion rubles. per year - according to the Central Bank, this amount has been stolen from the bank cards of Russians for several years. To avoid being included in disappointing statistics, you should take care of plastic insurance. We tell you what offers banks have.
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Bank in your pocket. Advanced gadgets for banking clients
The digital revolution has not bypassed the banking sector: today we can top up our accounts or make contactless payments using small but functional devices. We talk about the most useful of them and how the process of introducing such innovations is going in Russia.
Good advice
Bought on AliExpress - get your money back
AliExpress sells everything from smartphones to duck-beak dog muzzles. Popularity trading platform gave banks the idea of creating special cards. With them you can not only conveniently pay for purchases, but also get back part of the money spent. Which plastic can you buy over and over again? We understand the conditions and choose.
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My bank is being sanitized. What does this mean and what to do
Experts from the DIA say that the situation with bank rehabilitation in Russia is improving: today there are only 5 projects launched (for comparison, in 2015 there were 18). But after last year’s high-profile stories with Binbank and Otkrytie Bank, clients are concerned. We tell you why reorganization is not so scary for depositors and what to do if the bank is “recovered.”
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I'm a freelancer. Can my card be blocked?
IN Lately People often talk about blocking bank cards. This issue is especially relevant for freelancers, whose financial transactions often look “suspicious.” Let's figure out what can lead to a card being blocked and what to do if it does happen.
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My bank's license was revoked. What to do?
The “purge” of the banking sector has subsided, but, as experience shows, the revocation of a license can affect any bank. For clients, this news is unpleasant and unexpected. Questions immediately arise: do I need to repay the loan, will the money be lost, and where should I go? We answer FAQ that bank clients face in such a situation.
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WORLD cashback: which bank to choose to get the most out of your card
Cashback is a long-standing and effective “bait” with the help of which payment systems and issuing banks attract customers. MIR cards, which are issued by Russian banks, are no exception. Moreover, for some “WORLD” products you can get a double bonus – from the bank and from the payment system.
Underwater rocks
Which bank to choose - public or private
You have some extra money that makes sense to put into a deposit. Or vice versa, there was a desire to buy something on credit. Then you will probably have to think about which bank to contact - public or private. In this article we will tell you what the difference is between them and what to consider when choosing.
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Unallocated metal accounts: how easy it is to invest in precious metals
Against the backdrop of economic instability, gold and other precious metals seem to be a safe haven. But storing gold bars at home is not very safe. For such cases, banks offer impersonal metal accounts. We tell you how to become an investor in precious metals without even touching them.
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How to save on online purchases: cashback cards and online services
Buying online is convenient and fast. Money in virtual stores is spent more unnoticed than in regular ones. Thanks to special offers from banks and online services, online shopping can be profitable. We tell you how to buy equipment, clothes, airline tickets, and anything else you want, and get paid for it.
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Is it possible to make money on a savings account?
Imagine that you have 30 thousand rubles available, set aside for vacation. The trip is scheduled in 2 months and the idea arises to “find” your money. The first thought is a deposit, but you will have to say goodbye to your savings for at least a quarter. A savings account will help you make your money work without restrictions on its use.
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How to increase your salary using an individual salary project
Slavery in Russia was abolished in 1861, and “wage slavery” in 2015. What has changed since then and how do banks attract salary clients who have gone free? We'll tell you about the most interesting offers: interest on the balance, cashback, preferential loans and VIP privileges.
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Mobile banking versus online banking: which is safer?
Digitalization of the banking sector is in full swing: everything more people master mobile and Internet banking. We find out which of these services is more reliable, and tell you how to secure your data.
Underwater rocks
Foreign bank account. What kind of reporting to submit?
More and more Russians are opening accounts abroad. This is convenient for those who live abroad permanently or for a long time, and for those who travel frequently. But an account in a foreign bank is not only new opportunities, but also new responsibilities. Let's talk about them.
Underwater rocks
Marketing tricks of bankers
If you are going to place your free money in a deposit or take out a mortgage, then first of all you are looking for the most profitable programs. Financial institutions, of course, respond to these signals and throw tempting offers onto the market. In this article we will talk about what tricks banks resort to to retain and expand their circle of clients.
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From point A to point B: how to transfer money within the Russian Federation
Probably every person at least once faced the need to send money to another city. Previously, to do this you had to go to a post office or bank and wait in line. Now there are many more ways available: through terminals, ATMs or mobile phone. We talk about all the options in terms of benefits and speed.
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Save and increase: where to invest dollars
For those who have accumulated a stock of US dollars, the question is whether it is possible to “place” them in our country and make money on it. Let's talk about several ways to invest American currency that can bring income.
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Features of national crowdfunding or how to chip in correctly for a startup
If you had bought $1 worth of Apple shares twenty years ago, you would have earned approximately $22,300 today. Read about whether there is a chance to successfully invest your hard-earned money in 2018 in this article.
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Plastic for superheroes. What cards would comic book characters use in Russia?
Heroes and villains of the DC and Marvel universes often behave like ordinary people: go shopping, eat in restaurants, travel. We decided to get creative and find the best deals for popular comic book characters. bank cards. Will they be able to Russian banks to satisfy superhero needs, read our article.
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5 ways to overcome the financial crisis
I would like to think that a financial crisis is something that happens to others. In reality, anyone can find themselves in a situation of debt due to difficult life circumstances or a simple inability to use credit products. We have collected 5 practical ways to help you get out of a financial crisis.
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Tickets to summer: travel cards
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What to choose – Priority Pass or Lounge Key
For those who fly frequently and prefer to travel in comfort, spending many hours in noisy and crowded airport terminals is a real torture. Participation in one of the international programs access to airport lounge areas. In this article we will talk about two of them – Priority Pass and Lounge Key.
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Chargeback: how to return money to your card and not get into trouble
Paying for goods or services with a bank card is modern, fast and convenient. True, sometimes misunderstandings arise during such operations. But even if the item paid for by card is not received, the problem can be resolved without going to court with the help of a chargeback.
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What to do if you were deceived when buying online
The average bill of a person deceived while shopping on the Internet is 15 thousand. rub. It is difficult to calculate how many people were left without goods and without money. Not all victims report incidents because they believe that it is impossible to return the money. This is wrong. We tell you where to look for justice and how to protect yourself from scammers.
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How to lend money correctly
Situations when someone asks to borrow money are not uncommon. If there is an opportunity to help, people help. But when it comes to a large sum, it is worth borrowing wisely, without neglecting the rules of the law. This approach will help guarantee a return.
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Cards with free insurance policy
Many people know that banks offer cards with bonuses for travelers. But not everyone knows about an additional service - free insurance for those traveling abroad. Next, we will tell you why you need a temporary insurance policy abroad, what it protects against, and what bank offers you should pay attention to.
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Cards to save on taxis
Bank card holders can save on taxis in several ways: receive cashback for trips, exchange points for taxi certificates, and also receive discounts when ordering cars. Such privileges are available to owners of both credit and debit plastic cards. Let's talk about the banks' offers in more detail.
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Currency transfers abroad
When transferring money abroad, pay attention to the commission, the term for crediting funds and security guarantees. There are three main ways: through a bank, using electronic payment systems or international systems fast transfers. Next, we'll talk about the pros and cons of these options.
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Aeroflot Bonus: savings and comfort
“Fly with Aeroflot planes!” - an advertisement from the times of the USSR called for it, as if people had a choice. Nowadays there really is a choice, and airlines, operating in a competitive environment, use various marketing techniques to maintain and expand their customer audience. One of them is Aeroflot Bonus, which we will talk about in this article.
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7 mistakes that bank card owners make again and again
Tens of millions of people use plastic cards in Russia, and, at first glance, this does not require special talent and is accessible to anyone. But the holders with enviable regularity step on the same rake, for which they pay out of their own pockets. We talk about these mistakes and how to avoid them in this article.
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10 life hacks for Alfa-Bank clients
When applying for a deposit, card or loan, many Alfa-Bank clients do not have a full understanding of the capabilities and limitations of a particular product. In this article we will talk about how to get the most out of what the bank offers, avoiding pitfalls.
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Where, besides insurance companies, can they impose insurance on you?
Insurance companies are in a fierce battle for customers, using a variety of marketing techniques. One of them is the promotion of insurance products through partners. You can take out a policy without even knowing it. We found 5 insurance traps that everyone risks falling into.
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How to save on conversion and exchange rates abroad
In the 90s, grandmothers sewed banknotes into the secret pockets of their suitcases and thus protected the money from theft. Now, before going on vacation, we have to take into account exchange rates and the bank card payment system. We tell you how not to lose a lot of money when paying for purchases and withdrawing cash abroad.
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How to check the authenticity of new 200 and 2000 rubles
In 2017, Russians voted to feature Crimea and Vladivostok on new 200 and 2,000 ruble banknotes. The banknotes are already in circulation and are noticeably different in design from conventional money. Cash is equipped with special signs of authenticity, which are verified through mobile app"Banknotes 2017".
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Creative commercials for banks: hype, banter and 18+
Are you tired of reading yet? Take a break and enjoy a selection of funny and creative videos from Russian banks. You definitely won't want to miss this ad.
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11 Tinkoff hacks for users of the largest online bank
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Eat, drink, get cashback. Top cards with bonuses in restaurants
“Tell me what you eat and I will tell you who you are,” says a popular catchphrase. Our editors agree with this one hundred percent. We'll even go further. Tell us what you pay at restaurants and we'll tell you how much you save. We present a rating of bank cards for profitable purchases in cafes and restaurants.
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The one and only: personalized card
Every person is unique. The desire to stand out from the crowd is manifested not only in clothes and tastes, but also in the design of bank plastic. Let’s find out how much individuality costs and how to get yourself such “amenity”.
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Biometrics to the masses: how banks will identify your identity
The Unified System of Biometric Identification and Authentication (USIA) of clients has been operating in Russia since July 1. According to representatives of the Bank of Russia, by the end of 2018, 20% of bank branches will be connected to it, and the process will be completed next year. We tell you what this means for clients.
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How to return an erroneous payment
It’s hard to say how much money Russians regularly transfer to other people’s accounts by mistake. But this situation is familiar to everyone: make a mistake with one number in the details or write the wrong letter in the name of the organization, and the money will go “nowhere”. But it is possible to return lost funds. And it is necessary.
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Mobile cards from mobile operators: which one is better?
The company offers more and more new services to its spoiled clients. Mobile operators keep up with fashion and issue bank cards for subscribers. How profitable this is and which plastic is better will be discussed in the article.
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"Star" advertising: celebrities who promote banks
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Buy profitably: 5 cards for saving in supermarkets
Few people buy luxury real estate, but bread and milk are needed every day. We constantly leave thousands of rubles in supermarkets. We will tell you in this article which plastic you can use to save money on buying groceries.
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Everyone for the match! Cards for football fans
The biggest one is over sporting event 2018 – FIFA World Cup. Russian fans should not be upset, because soon they will see their idols again at Premier League games. And ahead of the opening of the new season, we decided to do a little research to help readers buy stadium tickets at a good price.
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How to save on gasoline purchases by paying with a card
In April 2018, gasoline prices jumped sharply. And although the cost of fuel has now stabilized, the issue of saving when purchasing it remains relevant. By choosing the right bank card, you can return up to 10% of the cost of gasoline. We'll tell you how to spend less when filling up at a gas station.
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Tinkoff Mobile vs “Let's Talk” Sberbank
At the end of 2017, the first virtual telecom operators, or MVNO - mobile virtual network operator, appeared in Russia. The pioneers were Sberbank and Tinkoff. Both companies use Tele2 resources. What are the features of their offers and is it worth changing your operator to a virtual one? Read on.
- the client gets the opportunity to receive 5 cards that offer the possibility of contactless payment;
- Promsvyazbank guarantees the client who has issued the package free cash withdrawal, without any commissions;
- The services offered include the opportunity to open a deposit in rubles, which is offered with an increased interest rate;
- When traveling outside the country, the Your Psb Premium debit card provides the deposit holder with insurance for a substantial amount in a reputable insurance company;
- Noteworthy is the option that allows you to change currency at an individual, more favorable rate.
- when receiving a card from Promsvyazbank, it is logical to connect SMS information, which allows you to find out online about debits and receipts of funds;
- debit cards are created using the latest technologies with high level protection, the 3D-Secure program will protect you when making payments on the Internet;
- quietly accumulate funds in rubles. The Premium debit card allows - funds will be transferred to an open savings account automatically.
How to save on maintenance
You will be surprised, but an extensive list of services is available completely free of charge. The financial structure is trying to expand its presence in the Moscow market by creating original products. Of course, the organization puts forward some counter-demands, because it has to use significant human and technical resources. Promsvyazbank will serve you completely free of charge if you fulfill only one of several conditions:- pay monthly in the amount of 115,000 rubles;
- when making card payments from 20,000 rubles, plus stable maintenance of a positive balance from 500,000 rubles;
- If you keep from a million, then the profitable comfortable service will remain free for you.
