Survivor. Who helped Roman Avdeev save the Moscow Credit Bank during the crisis. Check and Huck Roman Avdeev Forbes

Banker Roman Avdeev— a famous person both among businessmen and...among adoptive parents. The 45-year-old owner of the Moscow Credit Bank is the father of 23 children: 4 natural and 19 adopted. How and how does such a person live? big family?

— Roman, how did it all start? What kind of impulse was that?

— The question is very simple. I tried to help orphanages - it was completely useless. Not because they work poorly with children there, and not because the teachers there are bad or the people are evil - on the contrary, there are many fans of their work there. It’s just that the format itself is such that it doesn’t teach children to live independently after an orphanage; the children are not socialized. Accordingly, I asked myself the question: “How else can we move in this direction?” And 10 years ago I started adopting.

- How do you understand which child is yours?

— If there is a willingness to accept a child, then we do not choose anyone. We have a principle: we adopt very small babies. After all, everything in a child, in principle, is formed before the age of 3. And even more, which we do not see and do not realize, is laid down before the age of one year - here the conditions for development, attention, and care are very important. We are just for small child We can do more, we will have more time. I often communicate with those who want to adopt. Sometimes they say: “We want to be older, otherwise we don’t have the strength for a baby.” But here you need to decide: do you want to accept a child into the family - or not. If yes, then this is some kind of strange approach - there is no strength.

- Yes, it takes a lot of strength. Roman, are you discussing with your family the decision to adopt another child?

“It can’t be just my decision.” I believe that the support of the family - the spouse, the spouse - is the main thing here. Otherwise it is completely pointless. I am glad that my wife Elena supported me. But she was internally ready: when we got married, I already had 12 adopted children. I started the process with my wife, who is no longer alive.

“The following situation also happens: a woman wants to adopt a child, is considering it, but a man is against it.

- So you don’t need to do this. You need to be prepared: if both spouses have no desire to accept this child, then there is no need. The key word here is accept.

— Is it theoretically possible to somehow prepare a man and win him over to your side?

— Theoretically, everything is possible. Edison said that theoretically it is possible to take a person, disassemble him into molecules, transmit him through wires, and on the other hand assemble him - in general, this does not contradict any physical laws. This is a difficult question, very difficult. A person must reach the adoption decision himself. So purposefully take it, prepare it, go to a psychologist - in my opinion, it doesn’t work. This does not mean that people who are not ready to adopt are bad. No, everyone has their own life. I don't encourage anyone to adopt.

— And if we are talking about a childless couple, when does having a child in the family become a matter of principle for a woman?

- What kind of family is this where people cannot agree on key issues? Family is constant agreements, respect, and the ability to hear each other.

— When you first started adopting, there was a misunderstanding: why do you need so much?

- Of course, they asked. They still write to me, say, on the website: “Yes, everything is clear, this is how he avoids taxes.” They write a lot of different things. I take this completely calmly: if they don’t understand, that’s fine.

- What about your loved ones?

— My parents support me. To be honest, I didn’t particularly discuss this: I didn’t gather all the relatives - so, please advise how best to do it. This is still the decision of one family. I discussed this with my parents after my wife and I decided everything. They are scared, of course, they express various concerns - but they support.

— What kind of fears?

- Well, we are all mortal... They are afraid that we won’t have enough strength, that it will be difficult to raise children if I’m gone - and they are still small. Such completely everyday fears. I repeat once again: this is a question of acceptance. If you are ready to accept a child, then all other concerns - the notorious genetics or something else - are not important. I look at things soberly, anything can happen - and with your own child too. But if this is your child, you accepted him - and these are all my children - then everything becomes easier. The only thing that can be implied by the word “genetics” is physical diseases, including hereditary ones. And education can handle everything else. I deeply believe in this. And most importantly, I see it in the example of our family.

The adult generation of the family – and children.
From left to right: wife’s mother Tamara Stepanovna, Roman Avdeev.
In the center - from left to right: Roman Avdeeva's wife Elena, Ivan Isakovich, mother Galina Borisovna.

- But, on the other hand, wonderful people also have monster children...

- We need to educate. And often education is replaced by corruption - people simply pay off their children. You don’t need to devote a lot of time to your child, but only when it’s needed. And you need to support it - exactly when it is needed. And very often parents buy expensive toys instead of socializing.

For example, I was forced to buy an iPhone for my children - because everyone in the class has one! I don’t understand why parents - often not very wealthy - buy this? I resist this in every possible way. I had the experience of going to one paid school, where “scratching” began: “What a brilliant child you have,” “Our food is delicious,” but not a word about education. Everything is somehow being discussed in the wrong way, and the wrong things are being done. This is a tragedy for families - you need to take care of your child, you need to love children.

- But when do you have time? Deal with so many children, delve into their problems?

— I repeat once again: it is not the quantity of time devoted that is important, but the quality. Very often I hear - here, I was born Small child, I definitely need to run to give him a bath, because he remembers that his dad bathes him, and this is imprinted in his memory for the rest of his life. This is complete nonsense. The child needs to be given time when needed. And is in a partnership with him. No, of course, you need to communicate with the baby. Another thing is that we do not engage in adult, conversational communication with him. It is very important that the presence in the child’s life is not just for show, but that it is quality communication.

— Do you all get together, are there any family traditions?

- We live outside the city, in cottage village. There large territory, there are 3 houses on it. Each child has his own room. We often meet at the table on weekends. But there is no such special tradition: everyone has their own affairs, their own interests, everyone has their own mandatory program. In winter we go to France to ski. More often it turns out to be several people at a time: so that everything together will not happen for a long time.

If speak about family traditions, then I am sure that freedom is an absolute good. And the imposition of traditions, no matter how beautiful they may be, is an absolute evil. Everything should be organic. Everyone should receive from the family, life together bliss.

— Three adult children live separately, do you also have time to communicate with them?

- Yes, relations with everyone are quite normal. The eldest is 23 years old, I’m already a grandfather.

— Do all kids give gifts on holidays?

- Yes, they do all the crafts and draw. But it’s no secret, of course, that everything is organized by mom and nanny. And on my mother’s birthday – me and the nanny (laughs).

— How do you celebrate your children’s birthdays?

“We just get together, congratulate, give gifts.” The birthday boy gives his gifts. But we don’t make a fetish out of anything, we don’t create a problem out of anything. So, to celebrate every birthday specially, with invited clowns or a big trip somewhere - there is no such thing. So you will have to celebrate every week - and the holiday will turn into some kind of routine. We try to keep everything sincere.

— Do you go somewhere together in Moscow?

- With our traffic jams - very rarely. If in some groups we only go to the cinema.

Schools, nannies and manny

- Probably this one big family complex logistics. How do you manage to organize everything?

— Routine and discipline is important issue. Each child has his own schedule, although we certainly deviate from it often. This is both good and bad. There are compulsory classes for everyone. For example, all my children are bilingual. Four English teachers - three women and a man - they simply don’t know any other way, they don’t speak Russian. Probably not enough male influence, but we don’t have such a tradition. But the British have it: they even have a term - manny - man+nanny, that is, “male nanny.” Respectively, English language, swimming (we have a pool at home, an instructor comes), music. This is a must.C additional education the key word, I believe, is interest. Now they say that children are overloaded and tired - this is not true. If the child is interested, he will go to bed later. Are children their own enemies? So they like it.

And, of course, school, kindergarten- all state-owned.

- You have a real kindergarten at home! But do they still go?

— We try to get children to communicate more outside. And the main idea behind them going to kindergarten is socialization. Yes, they communicate a lot with each other, but we suddenly encountered a problem that we did not even expect. They were taught that everyone around them is brothers and sisters, and toys should be shared. And the kids went to kindergarten and started bringing toys from the kindergarten. Well, this, by and large, is called “theft.” We started paying attention, specially personalizing it - this is your toy, but this one is yours. They also had separate toys, of course, but they were used to the fact that everything in the house could be taken, everything around them was theirs. “Where did the car come from?” “I took this from a boy in the group.” “Does the boy know?” “No.” Children must learn norms of behavior, which is why we send them to kindergarten.

— Sometimes wealthy people, on the contrary, try to separate their children from “ordinary” people and limit communication. The idea of ​​"raising a breed" is not close to you?

- No, not close. For example, when we fly on an airplane, we always take tickets in economy class. Or I talked to a lord in England, the most upper class. Well, a completely social, completely simple person. In the summer, the whole family goes to the dacha in Lipetsk. We have never flown with children to either the Maldives or the Bahamas. It seems to me that Lipetsk is much better - we have our own cows there. Good vacation- and everyone likes it.

I think it is very important to cultivate respect for all people, no matter what. Of course, we have a chef. But we teach our children: “He cooks because you can’t, he helps us - and you should be grateful to him.” Addressed by first name and patronymic, no familiarity. And we talk with the staff: if suddenly children cross any boundaries, they should be strictly stopped. There are no problems with nannies, but sometimes it happens with other workers.

— Do the children have household chores?

- Certainly. The first responsibility is to clean your room. Our children are self-service: the smallest ones learn to dress and undress, and then they build up and build up. Everything that they can do for themselves due to their age, they do themselves.

— Last question: Are today's children different from us?

- Yes, I look at my children: they are different from me in better side. All. Because there are new opportunities, there are no such complexes as I had when I was there - after all, life does not stand still.

Childhood and student years

Starting an Entrepreneurial Career

ICD and other projects

In 1996, Avdeev began to develop his entrepreneurial activity in the field of rural and food industries. The business was not successful, and Avdeev soon sold all the shares. The money was invested in MKB.

A little later, the man bought controlling shares in a sugar factory, which was located in the Lipetsk region. He also acquired nearby land that was ideal for agricultural purposes. In the 2000s, the Chernozemye production organization was established there, which supplied about 3% of all Russian sugar. By the mid-2000s, Avdeev sold his shares and reinvested them in MKB.

In 2005, Avdeev became director of the Rossium concern. Three years later he participated in the purchase land plots in the Moscow region. Together with his partner, Avdeev acquired 6 hectares of land and created a construction market with over 500 sales points.

In 2008, the entrepreneur began to develop the Sever-Les association, which was located in the Arkhangelsk region. It included 18 companies that were involved in the forestry industry. Subsequently, the association, which had annual revenues of 65 million USD, was sold. The money was invested in another project.

In 2008, after selling all shares of Chernozemye, Avdeev gained a considerable amount of funds, which he decided to capitalize into the Moscow Credit Bank. At that time, he was approximately in 70th place on the list of institutions with the largest assets. MKB was a universal bank and had a transparent management structure.

“Business in Motion” with Roman Avdeev

In 2010, Avdeev founded a real estate agency called Domus Finance. The company, which still exists today, specializes in concluding transactions on the sale of real estate from both the primary and secondary Moscow markets. The company has a large staff of highly qualified employees and provides services high level. Today the real estate agency is implementing over two dozen large projects.

Two years after the creation of Domus Finance, Avdeev founded the Ingrad company. Its main specialization is the construction of high-class residential complexes in Moscow and surrounding areas.

In 2012, the ICD was a huge success. The assets of EBRD and IFC were invested in its capital. In the same year, it was included in the list of the 20 largest domestic banks. In 2013, Avdeev became the owner of the pharmaceutical company Veropharm, but sold it a year later.

In 2015, the businessman began to develop the Rossium concern. As a result, it turned into an entire investment holding, which united not only banks, but also other institutions involved in financing, the sale of commercial real estate, and the production of pharmaceutical products.

In 2016, MKB was among the 10 largest banks Russian Federation. Roman Avdeev is still the main owner of MKB, and is also one of its supervisory members.

Awards

In 2014, Avdeev was recognized as “Banker of the Year”. He was also awarded the "Industry Legend" award. A year later, the banker was named “Best Investor” based on the results of the RBC award.

Personal life and children

On this moment banker is one of the two most billionaires with many children in the world. He has 23 children. 19 of them were adopted.

Roman Avdeev believes that parents should not overly control the younger generation. Once he also admitted that he did not intend to leave a will to his offspring.

Charity, hobbies and personal views

Roman Ivanovich loves philosophy. He believes that this science is useful in the field of entrepreneurship.

The entrepreneur maintains a blog on LiveJournal, where he shares his thoughts on social assistance and charity, notes on historical topics and other interesting publications.

The man has a passion for sports, but does not want it to become his second job. The billionaire skis and bikes, tries his hand at mountaineering, and visits Gym, walks a lot.

Roman Avdeev especially loves running. He has taken part in marathons more than once. One day, a man combined this hobby with the activities of his own foundation, organizing a charity marathon. All funds raised during the event were spent on conducting individual lessons for schoolchildren. The training was aimed at preparing them for entering universities.

The banker devotes time to travel. He states that exposure to foreign cultures plays a huge role in personal development.

Roman Avdeev is the sole final beneficiary of the Rossium concern, a member of the supervisory board of the Moscow Credit Bank.

Childhood

Born on July 17, 1967 in the city of Odintsovo, where he currently lives. His childhood was simple, but friendly family with father, mother, grandmother and uncle.

Education

After completing his studies at the 3rd Odintsovo School (1974-1984), he entered the Moscow Energy Institute at the Department of Automated Thermal Process Control Systems of the Thermal Power Engineering Faculty. After his second year he was drafted into the army.

In 1994 he graduated from Moscow international university business and information technologies, and in 1996 - Lipetsk State Technical University majoring in industrial and civil engineering.

Labor and business activities

In 1989, he founded his first business related to the sale of equipment and computers.

In 1994, following an advertisement in a newspaper, he bought the Moscow Credit Bank, which at that time had a foreign exchange license, had a staff of 14 people, but in fact existed only on paper. He took funds for the purchase of the bank from his trading businesses.

Since 1996, he has developed businesses in the field Agriculture and food retail, which were later sold and the funds invested in Moscow Credit Bank.

In 2008, he decided to actively develop MKB (at that time only in the seventh ten largest banks in terms of assets) as a universal banking institution with a transparent corporate governance structure.

In 2011, the Domus Finance real estate agency appeared, on the basis of which the Ingrad group of companies was created in 2014.

In 2012, funds from IFC and EBRD were raised into the share capital of MKB, and the bank entered the top 20 banks by assets.

In 2013, the banker acquired drug manufacturer Veropharm, which was sold a year later.

In 2015, it was decided to develop Rossium Concern LLC as a diversified diversified investment holding, uniting, in addition to the bank, such areas as finance, development, commercial real estate, pharmaceuticals, and agricultural business.

At the end of 2016, MKB entered the top ten largest banks in Russia by assets and is the largest regional private commercial bank in the Russian Federation. Roman Ivanovich is its main beneficial owner and is a member of the bank's supervisory board.

On May 24, 2019, Vedomosti reported that the businessman would invest 100 million rubles in the development of the Postnauka publishing house and become its co-founder.

Awards

On December 7, 2012, he was awarded the “Hurry to Do Good” medal - this is a departmental award of the Commissioner for Human Rights in the Russian Federation, which is awarded for a great contribution to the protection of human and civil rights and freedoms, enshrined in the Constitution of Russia, the Universal Declaration of Human Rights and the European Convention on Human Rights. protection of human rights.

In 2014, he won the “Banker of the Year” nomination at the SPEAR’S Russia Wealth Management Awards, and was also awarded the title “Industry Legend” in one of the personal award categories.

In 2015, he won the RBC Award and was named “Best Investor” of the year.

Hobbies

He is interested in philosophy and is sure that it is very useful in business. He often drives, uses the subway and trains, and walks around without security.

He does not engage in any sports professionally, but is interested in skiing, yoga, mountaineering, and running. In 2009, he climbed the most high point in Antarctica (together with polar explorer Mikhail Malakhov) - Wilson Peak.

I am convinced that parents should not overprotect their children. By his own admission, he does not intend to leave an inheritance to his children.

Charity

Actively involved in charity work. Founded in 2014 charitable foundation"The Arithmetic of Good."

Family status

Married for the third time. His family has 23 children - natural and adopted children.

Billionaires are also different. Someone needs yachts, planes, football clubs, Faberge eggs. The owner of the bank, Roman Avdeev, in addition to his four children, adopted 19 orphans. The billionaire, who was ranked 69th by Forbes magazine, estimating his fortune at $1.3 billion, considers his main wealth to be big family. How it developed and what to do about orphanhood in the country - he told RG himself banker with many children.

I'm ashamed in front of the children

Roman Ivanovich, if you were not a wealthy person, would you have adopted so many orphans?

Roman Avdeev: It is difficult to answer this question honestly. Of course, my financial situation helps me a lot. We, too, are faced with serious medical problems in children, and we are forced to solve them abroad. As you understand, it's not free. We have the opportunity to hire teachers and nannies. But I know families, not at all wealthy, who take a child. My friends adopted an orphan from birth trauma- the same age as them native child. I take my hat off to them. I don’t know if I would have the willpower to take on a disabled child. You can upload anything, but it’s not words, but actions that have value.

What prompted you to take your first child?

Roman Avdeev: I come from Soviet Union. And what was promoted is not an empty phrase for me. When I see a grandmother on the street selling something because she needs money, I feel uncomfortable that I have a lot of it. And I feel ashamed in front of the children who were abandoned. I tried to help orphanages and came to the conclusion that it was useless. Well, they will replace the windows there with plastic ones and make repairs - the children will be neither hot nor cold from this. This is for the inspectors. If you want to do something for the child himself, do it. Not everyone has the opportunity to take in an orphan. But even more important is readiness. When I realized that the family was ready for such a step, we adopted twins. And then it’s easier. Now the three eldest are already living separately, but in the summer we adopted three kids, so 20 children remain with us.

In the minds of many, the wife of a billionaire should spend time in beauty salons, but for you it’s just Sofia Tolstaya...

Roman Avdeev: She already took me with 12 children. We started adopting orphans with our previous wife, who, unfortunately, died. To be honest, I was no longer going to get married with such a burden. It is generally more difficult for a woman than for a man to accept someone else’s child into the family. This is a strong emotional burden. Elena accepted everyone, we had a daughter, and we adopted five more. At the same time, she teaches English at the institute, although I buzz in her ear to quit her job.

Morning with exercise

It’s hard to even imagine the day of such a large family...

Roman Avdeev: Today I got up at five in the morning and went to the gym. I didn’t see anyone - there are no fools to study at this time. When I return in the evening, the children will be asleep. This often happens to me.

We have two in the fourth grade who get up for school on their own, and four more first-graders who are helped to get ready and have breakfast. Everyone studies at a regular state gymnasium in Odintsovo. A driver takes you there for half an hour from home.

After lunch, the preparators go to classes. Before that, they went to kindergarten - also a regular one, now we are preparing them for school. Reading and writing is one thing, but it is psychologically difficult to sit through 40 minutes of a lesson. Therefore, we load it with sports: in the house there is a swimming pool, in the yard there is an ice skating rink. It’s bad that the main classes are held at home, because of this there is little communication with peers. I try to socialize them, and not isolate them from life.

Of course, we have housekeepers, a cook, and drivers... We can’t all fit in one house; there are four of them on the property. Each child has his own room, his own personal space. In the summer we go to the Lipetsk region - several houses have also been built there.

Are the expenses for such a family comparable, for example, to maintaining a yacht or an airplane?

Roman Avdeev: I've never owned a yacht and have no plans to buy one, so I have nothing to compare it to. All basic family expenses - for nannies, teachers, tutors, coaches. In addition to Russian teachers, foreigners teach children. All our children learn two languages ​​from the age of one year - English and Russian. This is important - two cultures, a different perception of the world. Then they easily learn both the third and fourth languages.

Will you send me to study abroad?

Roman Avdeev: I'll send it, from about twelve years old.

Don't snitch

Education is more or less clear, but what about upbringing? On remote access?

Roman Avdeev: To this question I usually answer that it is not necessary to devote a lot of time to the child. You have to give it when you need it. A family is an environment where a child feels safe. We create such an environment for him. We get together for family councils and discuss what happened during the week. No edification. It is important that the mechanism that makes a person human is started. Is this how a baby is taught to walk? Supporting you by the handles so that you don’t fall. In this case, bruises and contusions are inevitable. But not letting him walk is an even greater evil.

Are you a strict father?

Roman Avdeev: I play the role of Baba Yaga. When you need to have a serious conversation with someone, I do it. It happens, and we punish. On New Year We went to France to ski. The girls “framed” their brother, for which they were deprived of sweets for the entire holiday. But we talked - they understand why this happened. And I don’t like sneaking - I nip it in the bud.

You are probably often asked: aren’t you afraid of genetics? “Abandoned” children are children of drug addicts, alcoholics...

Roman Avdeev: I think that genetics has no influence on moral issues. This is laid down by upbringing, traditions, and culture. And here the role of parents is great. The formula is simple: my children should know what is good and what is bad. But I won’t impose anything: when they grow up, they will make their own choice.

Do you know the most common wish of potential Russian adoptive parents? So that it would be “a girl under three years old of Slavic appearance.” Do you have a preference?

Roman Avdeev: We’re not even talking about nationality. But age matters to us. We try to take in abandoned children under one year old. Just to invest more in the child. This period - from zero to three years - is very important for its formation.

Is adoption secret necessary?

Roman Avdeev: Needed. Let the family decide for themselves whether to tell the child that he was adopted or not. After all, the stories are different...

Will you tell the truth to your children?

Roman Avdeev: I don’t hide it, but this is impossible with so many children. There was a case when a child asked me if he was family? I say: we have a family, I am the godfather, Lena is the godmother. He ran away as if nothing had happened. And then I was worried.

Photo from the family archive of Roman Avdeev.

If the biological mother or father comes, will you let him in?

Roman Avdeev: Now this is hardly possible. But when the children grow up and if they want to find their parents, I will help them.

You, like Bill Gates, wrote on your blog that you are not going to leave an inheritance to your children. This is true?

Roman Avdeev: Who doesn’t repeat the Chinese proverb that you should give the fishing rod, not the fish, but we give you the fish anyway... Of course, I will help the children, but I’m not going to do it for them. When the elders grow up, I buy the first car. I used to say that the best first car is a Lada. Now I take the position that it can be anything, but not more than 400 thousand rubles. Of course they are offended. As a child, I was also offended that someone had a better toy, and we lived quite modestly. But this is normal: this is, in general, how the soul grows. This is how we socialize.

Have you ever wanted such a big family?

Roman Avdeev: I don't pose the question that way. This is my destiny and I am happy with it. For me, family is not a burden, but a part of life from which I enjoy.

Legend about certificates

In connection with the new law, serious passions flared up around orphans. Do you think Russian children should be given up for adoption abroad?

Roman Avdeev: If we didn’t have so many social orphans in our country, there are almost 800 thousand of them in orphanages, and adoptive parents stood in line, then, of course, we would have managed without foreigners. But in the context of the current situation, in my opinion, we need to give back.

All children should live in families. Orphanages are a dead-end branch of development. I have traveled there a lot and am familiar with the situation. The point is not that the people there are bad or there is little money, the system itself is a sweatshop, it is not capable of raising adaptive members of society. And this is no secret to anyone.

Now they sound different offers, how to reduce the number of orphans in the country. For example, pay a lump sum of 100 thousand rubles per disabled child, simplify the adoption procedure... Do you think this will have an effect?

Roman Avdeev: I am both in favor of financial incentives. But this alone does not solve anything. And sometimes it leads to the worst. If you remember, in one of the federal subjects decent payments were established for foster families, but during the crisis they were cut, and people began to return children back to orphanages. What a trauma for the orphans!

But financial incentives do not necessarily mean direct payments. These children must be guaranteed free education(such that they can go to university) and free medicine, including all necessary operations, and if the child is disabled, then prostheses.

The state itself, without the participation of citizens, cannot cope with orphanhood. It must create an environment where these problems will be resolved in a targeted manner. Its mission also includes propaganda. family values. It sounds Soviet, but it's true. At least for the sake of self-preservation, the state should promote and support the family. And even in our advertising, if the image of a family is exploited, it is always a father, mother and one child.

Is the adoption procedure really that complicated today?

Roman Avdeev: This is one of the common “legends” that you need to collect an incredible amount of papers. Of course, certificates are required that you are not a drug addict, have not been in prison and are not terminally ill. I don’t even understand which one can be neglected? I easily registered all the children and went through all the courts. I was ready to pay, but there was not even a hint of this anywhere. True, there was a funny incident at the passport office. I come with a court decision to register the child, and they tell me: “We won’t register, you want to get an apartment from the state.”

Are orphanages long lasting?

Roman Avdeev: I'm afraid so. The task in society should be posed differently: not to reduce the number of children in orphanages, but to do everything to prevent them from ending up there. I was invited to a TV show where young parents were sitting - they themselves were former orphanage residents, from whom four children were taken away because they lived in poverty. It is easier for guardianship authorities to remove children from a dysfunctional family than to help it. This is not normal. Then let's go to India and take all the children out of the slums.

As for state-owned orphanages, they need to be enlarged so that there is a swimming pool, and all kinds of halls, clubs, and circles. And the pupils must go to a regular school - together with their families. Although their parents will probably resist. In words we are all for orphans, “but not in our school.”

Help "RG"

Roman Avdeev is 45 years old. Born in Odintsovo, near Moscow. He studied, as he himself says, in fits and starts: he started at Moscow Power Engineering Institute, then at the University of Business and Information Technologies, and a technical university. One of the first cooperators: at the age of 22, he began producing PAL-SECAM decoders, which were then in short supply, which were sold at the Tushino radio market. After 5 years, he acquired a small bank with a dozen employees, now it is one of the largest in the country. Among his sports hobbies are yoga, skiing, rowing, and cycling.