Service program in Promsvyazbank business start. Ready-made companies with an account in Promsvyazbank. Services for foreign exchange transactions

Usually an account is opened within 2-3 business days. You can get more accurate information on a specific account at the bank office when submitting documents.

Opening an account on the basis of a notarized power of attorney is possible only for organizations with a legal form other than "LLC", and if you are a full-time employee of the organization and are included in the signature and seal sample card, and are also entitled to open accounts, the right to sign banking documents in accordance with the administrative acts of the organization.

For organizations with the organizational and legal form "LLC", as well as for clients - individual entrepreneurs(IP), the opening of bank accounts is possible only by the sole executive body of the organization, and in the case of an individual entrepreneur, by the individual entrepreneur himself.

A set of documents is required for opening an account for an individual entrepreneur, as well as documents required for a representative of a foreign citizen.

If there is no stamp with registration in the bank in the citizen's passport, it is necessary to provide a certificate of registration at the place of residence.

The certificate of registration with the tax authority is a mandatory document for opening an account only for a notary, a lawyer, a legal entity that is a non-resident of the Russian Federation (parent organization / representative office / branch). For other categories of clients (legal entities / individual entrepreneurs), this document is not mandatory for opening an account.

The text of the power of attorney for opening an account must indicate the right of the authorized person to open the principal's account, conclude a bank account agreement on behalf of the principal and the right to sign all documents necessary for opening an account (opening a bank account by proxy is possible only for organizations that have an organizational and legal form that is different from from "LLC", while the authorized person must be a member of the staff of the organization).

The right to dispose of funds on the account must be reflected in the text of the power of attorney for the disposal of funds on the account. In addition, in this case it must be stipulated that the authorized person is granted the right to sign on financial and banking documents.

In the power of attorney for closing a savings account, an individual must be given the right to close a savings account and receive cash Money from a savings account or their transfer to the founder's account in another bank. The power of attorney must be signed by the founder.

In the event that all the documents necessary for opening an account are provided to the bank, including the charter with marks of the registering authority, the account can be opened. However, it must be borne in mind that on December 17, 2009, Federal Law No. 310-FZ of December 17, 2009 “On Amendments to Article 5 federal law“On Amendments to the First Part of the Civil Code Russian Federation and Certain Legislative Acts of the Russian Federation”, amending Part 2, Art. 5 of the Federal Law of December 30, 2008 . According to these amendments, the charters of companies established before the date of entry into force of the Federal Law of December 30, 2008, must be brought into line with the Civil Code of the Russian Federation and the law on LLCs upon the first change in the charters of such companies.

Detailed instructions for opening a current account online. A package of documents required for registration and tariff plans for maintenance.

Advantages of opening a current account with Promsvyazbank:

• Free account opening
• When opening an account, a 50% discount on website creation
• Doubling the budget for online promotion
• Application "PSB On-Line" - free of charge
• 24x7 payments via internet bank - free of charge
• Direct document management with accounting departments 1C and "Moe Delo"
• Mobile application "PSB My Business" - free of charge
• Free service for checking counterparties before sending a payment
• Selection the best program service
• Online application for opening a current account
• Extended banking day
• 21% discount for service with advance payment system
• "Photo Account" service
• Periodic promotions and bonuses
• Opening an account in 1 minute

When opening an account, Promsvyazbank offers all new customers:

• 3 months of service and 3 months of payments - free of charge
• Free internet bank connection (until May 31, 2018)

Rates

Tariff "Pay less"

Tariff "Business Start"

Tariff "Business 24x7"

Other tariffs

Tariff "Business Light"

Tariff "Business Check"

Tariff "My Business"

If you cannot decide on the choice of the tariff for servicing a current account, then there is a special option on the Promsvyazbank website for selecting the optimal service program.

Account opening

We go to the "Business" section and select the "Payments in business" sub-item, and already in it we click on the "Settlement and cash services" item. A page with a list of rates appears.

We get acquainted with the conditions and choose the tariff that suits you. After that, click the yellow button "Learn more". A page with the terms of the tariff and the button "Open an account" appears. Click on it.

We get to the window in which we have to fill in the data in special cells:

Enter information:

• Organizational and legal form
• Company name
• contact number
• Email
• Region
• City
• Office address of a branch of Promsvyazbank that is convenient for you

Click the "Open Account" button.

After that, literally in a couple of minutes, the bank manager calls you to clarify the nuances.

Required documents

IP will need the following documents:

• Identity document
• Certificate OGRNIP
• TIN certificate
• Extract from USRIP
• Customer profile

LLC will have to provide a slightly different kit:

• OGRN certificate
• TIN certificate
• Extract from the Unified State Register of Legal Entities
• Charter
• Documents confirming the authority executive body organizations
• Documents confirming the identity of the competent authority
• Documents confirming the authority of employees entitled to manage funds on the account of the organization
• Notarized card with samples of signatures and seals
• Application for establishing combinations of handwritten signatures of persons entitled to sign
• Application for accession to the Rules for opening and servicing bank accounts

Forms of applications and questionnaires are provided on the website of Promsvyazbank in the public domain. They can be downloaded and filled out in advance, having come to the bank prepared.

In the "Documents" section on the Promsvyazbank website there is a section, by contacting which you can get free full list documents required to open a current account.

You will learn how to enter your personal account on the official website of Promsvyazbank online. Detailed instructions for convenient and quick access to psbank.ru with screenshots and video instructions. A visual guide to recovering a forgotten password to a personal bank account. We provide only the most up-to-date information.

About bank

Promsvyazbank is one of the largest banks federal significance in Russia. It was founded in 1995 on the initiative of the Moscow Intercity and International Telephone Company. For a long time belonged to the brothers Alexei and Dmitry Ananiev - large Russian businessmen. In 2017, the PSB was reorganized under the management of the FKBS. In 2018, the Ministry of Finance decided to create an organization based on Promsvyazbank to serve the defense order.

Now almost all shares of Promsvyazbank are controlled by the Deposit Insurance Agency. The head office of the bank is located in Moscow. The network of branches includes more than 300 offices for customer service in many regions of Russia. There is a branch in Cyprus and a representative office in China. The bank's general license number is No. 3251, issued by the Central Bank on December 17, 2014.

Promsvyazbank provides a variety of services to both individuals and businesses. For individuals, loans, deposits, credit and debit cards, money transfers, safe boxes, insurance and investment services. PSB offers entrepreneurs cash settlement services, loans, deposits, payroll cards, acquiring, guarantees, factoring and other services.

PSB services for business

Promsvyazbank is actively developing all the services that are in demand among small businesses. In addition to standard salary cards, acquiring and currency control, he has other offers - for example, online cash registers or business insurance. Read more about PSB services for entrepreneurs below.

Payroll projects

Entrepreneurs who have opened a current account with Promsvyazbank can order cards to pay salaries to their employees. To connect it, leave an application in the Internet bank, sign an agreement at the branch and transfer the data of your employees. The bank will issue and deliver the cards within five days after the conclusion of the agreement.

Internet banking provides all the necessary tools for managing payroll projects. All data for creating a salary register can be downloaded from 1C through the external exchange module. You can automate payments and create templates for different categories of workers. The salary is transferred immediately after sending the register.

As part of the payroll project, the bank issues debit cards in Visa, MasterCard and MIR payment systems. They offer their holders free service and SMS notifications, cashback for all purchases, interest on the balance and cash withdrawals from any ATM without commission. A salary client of PSB can apply for a loan on more favorable terms. Status cards with additional privileges and services from the bank, partners and payment systems are available for managers.

Acquiring and cash desks

Promsvyazbank offers entrepreneurs all the necessary tools for accepting non-cash payments from their customers. Both merchant and Internet acquiring are available here. In addition, Promsvyazbank offers online cash desks that comply with the requirements of Federal Law-54.

To plug merchant acquiring You can do it without visiting the bank - just leave an application in the Internet Bank. PSB specialists will deliver and set up the terminals themselves. The equipment is provided for rent - its cost is calculated individually and depends on the model of the device, the level of turnover and the field of activity. The commission depends on the type of your outlet.

Internet acquiring will allow you to accept payments from cards of popular payment systems on your site. The payment module of Promsvyazbank is compatible with many popular CMS - it is easy to set up and embed on the site. The commission is set individually for each client, depending on the turnover and scope of activity.

The Bank cooperates with Evotor, one of the largest suppliers of cash registers in Russia. The cash desk in it can be rented or purchased as a property. In the first case, the bank will deliver the cash desk free of charge, register it with the Federal Tax Service and draw up an agreement with the OFD. In the second, he will provide a discount on the services of a fiscal data operator and the issuance of an electronic signature.

Tariffs for acquiring:

Corporate cards

Promsvyazbank can issue a corporate card - universal tool for a more convenient disposal of money in the account. With it, you can pay for various business expenses, deposit or withdraw cash at any ATM. Such a card is used in the same way as a regular one.

You can leave an application for issuing a corporate card in the Internet bank. In PSB, you can issue a personal or instant business card in the Visa, MasterCard or MIR system with a classic or gold status. The fee for servicing the card will depend on the type and status of the card. You can link the card to a current account or use a separate account for it.

You can manage your corporate card in personal account internet banking or mobile application. Here you can track the status of your account, set restrictions and limits on various transactions. You can deposit money to your account using a card at any PSB ATM with the Cash-In function.

Services for foreign exchange transactions

For entrepreneurs who want to cooperate with foreign companies, Promsvyazbank offers all the necessary services. Here you can open a currency account, exchange currency and promptly pass currency control. You can also apply here special card for more convenient payment of customs duties.

Currency control in the PSB is carried out completely remotely through the Internet bank. The bank will register the agreement free of charge and fill in the information about it. Currency exchange is carried out on the PSB's own platform, with large sums transaction rate can be additionally agreed with a bank specialist. You can get advice on unclear issues and get acquainted with the latest changes in currency legislation at any time.

In addition, the bank offers a special tariff plan"Business without borders" for those who plan to actively conduct foreign economic activity. The tariff includes discounts for currency control and personal consultations on issues related to currency transactions.

Tariffs for services for foreign economic activity:

Business insurance

In Promsvyazbank, you can insure the property, employees and real estate of your business. These services are provided by the bank's partners - the insurance companies Soglasie and VSK. On the onset insured event you will receive compensation for the damage caused.

The following insurance services are available at PSB:

• Employee accident insurance, including during work. The insurer will pay compensation in case of injury, disability or death of an employee. Coverage amount - up to 1,000,000 rubles, cost - up to 999 rubles per month
• Critical illness insurance for workers, which can lead to a decrease or loss of ability to work, or death - a stroke, loss of vision, cancer, and some others. The insurance includes diagnostics and surgical treatment illness. Coverage amount - up to 1,000,000 rubles, cost - from 1,250 rubles per month
• Property insurance, including real estate, from accidents - for example, fire, flooding or theft. It can be issued even if your property is rented. Coverage amount - up to 5,000,000 rubles, cost - up to 2,000 rubles per month
• Liability insurance when causing harm to health, life or property of third parties. Coverage amount - up to 5,000,000 rubles, cost - 1,599 rubles per month
• Investment life insurance. It will allow the manager not only to protect his health and life, but also to profitably invest his money. When applying for an ILI, you can reduce the tax base by the amount of insurance premiums

To apply for insurance, contact any branch of Promsvyazbank and conclude an agreement. pay out insurance premiums You can from your current account in Internet Banking. In the event of an unforeseen situation stipulated by the contract, contact the insurer and file an insured event

Electronic Services

Promsvyazbank offers all the necessary services for remote control account:

• Internet bank. A new version Internet banking is under active development. In the current version, you can perform any actions with the account, issue additional services and exchange documents with banks. To enter the bank, you can use your login and password, USB-key or digital certificate. Internet banking interacts with 1C programs
• Mobile app for iOS and Android. It will help you quickly track account transactions, upload documents and statements, make payments and contact the bank's support service in the built-in chat. Operations are confirmed by SMS-codes, you can use the same data to log in as for Internet banking
• SMS notifications. Report on various account transactions. The PSB notification system includes more than 13 types of messages about various operations. The cost of this service depends on your RKO tariff
• Checking counterparties. It will help to check the reliability of a partner before accepting or sending a payment. To do this, it is enough to indicate his TIN - the service will automatically collect information from official sources and present a detailed report. If the counterparty raises suspicions, then you may not cooperate with him. The cost of the service is 260 rubles per month
• reporting service. It will help you to submit accounting reports and pay taxes on time. Through the Internet bank, you can track the dates of preparation of documents, prepare reports and send them to regulatory authorities. PSB will help release electronic signature required for electronic document management. The cost of the service depends on the types of reports that you are going to submit.

A large and proven bank Promsvyazbank offers services settlement and cash services(RKO) for legal entities and individual entrepreneurs. First of all, cash settlement services at Promsvyazbank will be relevant for individual entrepreneurs and LLCs registered no more than 6 months ago, since the bank offers unique conditions for new businesses: free cash settlement services at the “Business without extra commissions” tariff.

As part of the "Business without extra commissions" tariff, new businessmen can open a current account for an individual entrepreneur or LLC in Promsvyazbank absolutely free of charge and also use this account for free - there is no subscription fee.

For transfers of funds from a current account to individuals, the bank also does not charge a commission within this tariff.

If you decide to open a current account with Promsvyazbank, the bank will help you register your business for free without visiting the tax office!

Promsvyazbank - RKO tariffs for legal entities and entrepreneurs

Promsvyazbank has prepared various RKO tariffs for legal entities and individual entrepreneurs, depending on the specifics of the business.

In addition to the free tariff "Business without extra commissions", Promsvyazbank offers a number of other RKO tariffs for legal entities and entrepreneurs. The cheapest among the paid tariffs "Business Start" for 399 rubles per month (includes 5 free bank payments, then 99 rubles per payment), the most expensive for companies with a large amount of cash revenue - "Business Check" for 2 190 rubles per month (includes 30 free bank payments, then 40 rubles per payment).

Promsvyazbank offers to open a settlement account in foreign currency for companies leading foreign economic activity - the Business Without Borders tariff. The cost of RKO in foreign currency is $30 per month.

In view of a large number RKO Promsvyazbank tariffs it does not make sense to describe in detail each of the tariffs, we advise you to use the advice:

You can entrust the bank manager with the issue of selecting the RKO tariff at Promsvyazbank specifically for your business. At the same time, if you send an online application for opening a bank account on a special page of the bank, you will receive a free cash settlement for 3 months, free payments and SMS informing, as well as other bonuses at any tariff. Take advantage of the promotion!

How to open a current account in Promsvyazbank?

Opening a current account for an individual entrepreneur or LLC in Promsvyazbank in 3 steps:

1. 1. Fill out an online application. You will immediately receive account details to your email, which can be used in contracts with counterparties.
2. 2. Prepare the necessary package of documents. A special online assistant will help you create a list of documents, which will be available immediately after completing the first step.
3. 3. Sign the documents at the bank office.

Only performers who have an IP or entity. Soon we will open access to business tasks for the self-employed.

If you already have a legal entity or individual entrepreneur

How to find business assignments

Tasks from companies will be highlighted with a special icon - a blue briefcase. To see a list of all business tasks, check the "Business tasks" box.

How to get free quotes for business assignments

We have launched a partnership project with MTS Bank. When you open a current account with a partner bank, you will receive a special badge and free responses to all orders from companies.

FAQ

- If I do business assignments, will I be able to continue taking orders from private customers?

Yes, you will not have any restrictions.

- How much does it cost to leave a proposal for a business task?

The cost of the offer depends on the category of the task. For performers who opened a current account for affiliate program with MTS Bank, they are free.