Tips on how you can save money on shopping for things and products. Tips on how you can save money on purchases of things and products. Tricks that will save you from thoughtless purchases or how to save money on purchases.

Hello, friends!

Today I want to write about how to save on purchases in online stores, and not only save, but even earn money. This article can be considered an addition to the previous one on how to make money from affiliate programs. In it, I talked mainly about affiliate programs for information products, but many online stores that sell physical goods also offer partnerships.

He introduced me to this method of earning money E. Vergus, which I have already mentioned more than once in my articles.

To attract customers, online store owners use a variety of methods. One of them is the so-called cashbacks. What it is? This term refers to the return of part of the purchase price to increase customer loyalty.

To get such cashback, you need to use a special service. This is a service. To start saving on your purchases and making money on other people’s, you just need to register on this resource and go to stores through it. The service already cooperates with almost a thousand of the most famous stores.

The time of New Year's sales will soon come, when most stores provide significant discounts on their goods, but an additional discount in the form of cashback will not hurt anyone. Thus, using store discounts and the capabilities of the Lety Shops service, you can get significant savings.

Registration in the Lety Shops service

But I said that with the help of cashbacks you can not only save, but also earn money. How to do this? For this purpose, the Lety Shops service has an affiliate program. By inviting customers to register in it, you gain the opportunity to receive certain percentages from their purchases.

So, how to work with Lety Shops?

As you can see, everything is very simple. Using the service, you can now save on online purchases and still earn money at the same time.

See you soon!

Day after day in stores there is an invisible battle between shoppers who want to spend as little as possible and marketers who want to sell as much as possible. Below we will talk about how to learn to shop wisely, and not become a victim of specialists with offers “you can’t refuse.”

Often, when we decide to go to the store for bread, we bring home several bags of groceries, household chemicals and goods that we bought, succumbing to promotional offers. In order to prevent the buyer from approaching the checkout only with the bread for which he, in fact, came, marketers work in supermarkets, whose task is to force visitors to buy as many goods as possible.

A shopping list will help you resist their tricks, or a shopping list that will not allow you to make unplanned expenses. Using a list like this every time you go to the store will help you .

Before you start compiling a list of products, conduct an audit of your supplies: food, household chemicals, consumables (dish sponges, garbage bags, light bulbs, watch batteries, etc.). You need to put everything you need on the list, without reassuring yourself that you can always run into the store and buy what’s missing. You must be sure that you have not forgotten anything, down to the last detail, so that in the store it does not occur to you to buy something “just in case.”

Psychologists believe that information about the need for shopping is embedded in people at the subconscious level. Therefore, it is important to promptly adjust yourself to the fact that, for example, you have enough cat food, but the dishwashing detergent is already running out. In this case, it will be easy for you to refuse the “unnecessary” product, even if there is a good discount on it.

There are several ways to create a list of required products.

For example, you can add the items you need to your list the moment you discover you need to buy them, so you don't have to remember later. You can also attach a small notepad on the refrigerator with a magnet, or simply use a sheet of paper that will always lie in one place. Then, after pouring the last portion of washing powder into the machine, you will add it to the list, and you will do the same with all the items that you need to buy. When going to the hypermarket, do not forget to look in the refrigerator to determine what products you need to buy and in what quantities, and add them to the list.

Tip #2: Group the items you need by their purpose.

For a shopping list to become an effective saving tool, it must be in order. You'll have a hard time concentrating at the grocery store if the list is a jumble of apples, laundry detergent, fish, and batteries. All these items are sold in different departments, therefore, it is better to divide the necessary goods into blocks:

• meat products (meat, sausage);
• dairy products (milk, kefir, cottage cheese, cheese);
• fruits (oranges, bananas, apples);
• detergents and household chemicals (washing powder, dishwashing detergent), etc.

With such a list, you can easily move from department to department. It will be a kind of action plan for you, and will not allow you to lose your vigilance and collect a whole basket of promotional goods that you don’t need.

According to psychologists, distracted buyers make it easier to decide to buy a product that is not very necessary, since it is more difficult for them to critically evaluate their choice.

Tip No. 3. Indicate the required number of products in the list

A shopper wandering between shelves with goods laid out on them may find it difficult to remember how much sugar and buckwheat he needs, or to decide whether to buy one box of cookies or take two. Therefore, the list must also indicate the number of goods. For example, if you cook buckwheat once a week, using half a pack, then you need two kilograms of buckwheat for a month. So the list will look something like this:

• cereals (buckwheat - 2 packs, spaghetti - 2 packs, rice - 1 pack);
• fruits (bananas - 1 kg, apples - 3 kg);
• household goods groups (dishwashing liquid - 1, garbage bags - 1 pack), etc.

It is better to buy non-perishable products in monthly quantities. This is both convenient and profitable, because products in large volumes are much cheaper. Hard fruits, such as apples, can also be purchased for at least a couple of weeks.

When making a list for someone, you need to write down in detail what exactly and in what quantity should be purchased. If a woman sends her husband to the store, then in the list that she writes for him, it is not enough to indicate “something for tea”; with such instructions, the husband may simply get lost among the shelves with confectionery products. You need to add to the list:

• honey gingerbread - 1 pack,
• “Mishka” candies - 400 gr.

Retail chains that compete with each other often offer discounts on similar products. By tracking them wisely, you can save a lot of money. This can be done using catalogs (paper or electronic), or special applications. You may have to shop at not one, but two supermarkets, but your expenses will be less. When making a list, you can also indicate the place of purchase. Then it will look like the most detailed instructions:

• meat products (chicken - 1 piece, Family supermarket, 120 rubles/kg);
• fruits (apples - 1 kg, Domashny hypermarket, 90 rubles/kg), etc.

As you can see, the process of planning purchases is not such a boring thing, and in some places it resembles an exciting quest.

If you really want to spontaneously buy an expensive item, give yourself time to make a decision, at least one day. Returning home, you can calmly think about everything, check the price of a similar product in other places, and finally decide whether you really need it right now. Sometimes people have an obsessive desire associated with the purchase of a particular product. Out of habit, they regularly buy the same product, such as a carton of milk, even if they don't need it. Then you need to understand what products you are fixated on and temporarily prohibit yourself from buying them. If a product is not on the list, then you should not buy it.

Once you decide to organize, start by making shopping lists. They will help you achieve reasonable savings and take the first step towards financial prosperity.

Hello, dear reader!

A woman with cancer fought with a financial institution that tried to deprive her of her apartment.

The fight ended with a victory over Sberbank. Svetlana turned to the public for help, and people took her side.

This is a great example that proves that when we are together, we are a real force! The power that defeats greed, hypocrisy and greed!

Again about Sberbank

Today I want to talk about Sberbank again. But in a different context. As they say, he is not entirely bad. Sometimes it's not bad. Even more.

A couple of days ago I went to the store. I bought milk, cottage cheese, condensed milk, sour cream, and cookies. I specifically list all this. Now you will understand why. Yes, I also bought for our little princess, who turned 11 months old in September, multigrain porridge and two purees: chicken and turkey.

By the way, when she was smaller, she didn’t want to eat, so we distracted her and fed her.

In general, I gained everything. I go up to the cash register (a regular cash register, not one), “punch through” the goods, and pay. I'm leaving.

Actually, that's all I wanted to talk about. See you again!

Just kidding! So, for all these products I paid... 1 ruble. That's exactly how much: 1 ruble. Regular Russian ruble. Modern, not royal coinage.

The total cost of the products that I wrote about above was 517 rubles 20 kopecks. But I paid exactly 1 ruble for them.

How did I manage to save so much? And I saved using the bonus program. It's called "Thank you from Sberbank."

How it works

How to save on purchases using Sberbank? How it works? Now I’ll tell you using the example of the Izhtrading trading network.

When I pay in stores with a Sberbank card, I accumulate bonus points. Once I reach 500 bonuses, I can pay for my purchase with them. There is only one condition: the purchase amount must exceed 500 rubles.

The main thing is that the store participates in the Sberbank program. If so, then you receive your bonuses from every purchase. It doesn’t matter what you buy – sausage or shoes – points accumulate. You receive a check indicating how many points you had and how many you now have.

If you have accumulated 500 bonuses and the purchase amount exceeds 500 rubles, you can pay with bonuses.

In this case, 1 ruble is debited from your card. This is a mandatory payment. That is, at least 1 ruble - in any case.

On practice

How are bonuses written off upon purchase? How many of them are written off? Let's look at it in practice.

Example No. 1. The cost of your purchase is 510 rubles and the number of bonuses is also 510. In this case, 509 rubles are debited from your bonus account, and 1 ruble from your card. As a result, you have 1 bonus left, and with each subsequent purchase they are awarded again.

Regarding the calculation of bonuses. Their size varies depending on the partner - the store that participates in the program. Today I bought bread, milk, sour cream and cheese for 168 rubles 60 kopecks. For this, a 2.79 bonus was awarded, that is, 1.65% of the purchase amount.

Example No. 2. You have collected goods worth 610 rubles, and you have 510 bonuses. Then all 510 points are debited from your bonus account, and the balance of 100 rubles is debited from your card.

By the way, once you reach 500 bonuses, you can not spend them, but continue saving them. True, I don’t see much sense in this.

Actually, that’s all for sure now. So the other day I went to the store and bought something for 1 ruble.

Do you know about the “Thank you from Sberbank” bonus program? Are you participating in it? What is your opinion about this?

Hi all!

You CAN and SHOULD save money on purchases with AliExpress! I have been buying on Aliexpress for several years now and basically I have a few rules that I regularly use to save my money. Now I’ll tell you about them!

Compare prices from different sellers

First of all, you can save on purchases with Aliexpress by comparing prices from different sellers. Very often, the product you want to buy can be much cheaper from another seller. By 10, 20 or even 50 percent. This is a very good saving!

When I find a product that suits me, I go down the page almost to the very bottom and pay attention to the section From another seller.

The same product is usually displayed here, but from other sellers. We analyze prices and choose the most profitable ones.

Choose free shipping

Suppose that the price of the goods we have selected is the same for several sellers. But don't forget about delivery. You can save a couple of dollars on this too. For one seller, shipping can cost 1-2 dollars, while for another it will be absolutely free. Which seller we will cooperate with is out of the question. We are learning to save money on purchases with Aliexpress?! Therefore, we choose where it is cheaper.

By the way, sellers who indicate “ Free shipping”, This does not mean that the seller will send the parcel by incomprehensible mail, without a track number and the goods will go for six months! NO. Usually, free shipping means that the cost of shipping is already included in the price of the goods, or the seller pays for shipping from his own pocket. In large stores on Aliexpress, there are huge turnovers, they cooperate with the post office in large volumes, and delivery for such stores costs a penny!

Sales and promotions

From time to time there are various sales and promotions on Aliexpress. By tracking price dynamics, you can grab yourself a lot of goods at a good discount!

BUT I WANT TO WARN YOU! There are a lot of tricksters on AliExpress who double the prices before the promotion, and then allegedly make a 50% discount. But in reality they are trying to sell the goods at the same price, and in some cases, on the contrary, more expensive!!! But not all sellers are such deceivers. There are those who really put, though not a big, but very pleasant discount.

Usually, sales and promotions on Aliexpress take place on November 11 (November 11 of each year), on black Friday, on the birthday of the store itself, and so on. In advance, before discounts, you need to remember the prices for the goods you need and compare these prices on the day of sales. Thus, you can already draw conclusions about certain sellers. Who gives a real discount, and who just pretends.

We use cashback

In more detail, I told about what cashback is and how to save good money on every purchase with it. Well, I’ll tell you about it briefly here!

CashBack translated from English as money back. The essence of cashback is that we can return part of the money from each purchase in Aliexpress and other stores. To receive cashback, we need to register on a special website (cashback service) and simply switch from this service to Aliexpress. Then buy the goods you need and receive part of the money back.

I've been using the ePN cashback service for several months and have already saved several hundred dollars with it. Now I'll show you how to use it.

1. Follow the link and register in this cashback service!

2. Activate your account by following the link in the letter from ePN!

3. On the ePN website, find the AliExpress icon and click More details!

4. Click Buy with cashback.

5. Once on Aliexpress, buy the goods you need (!without closing the browser)

6. Return to ePN in the Statistics section and check the cashback accrual

Please note that in order to successfully receive a cashback, you need to do the operation to activate the cashback again every time you start the browser again! That is, if you decide to buy something, then you will need to go to ePN and follow the links More details - Buy with cashback. And only then buy.

In order not to forget to activate cashback, install the browser extension from ePN and it will remind you about cashback!

Moreover, it is very easy to use Activate cashback by logging in.

Content

There are various ways to save costs. There are situations when finances are running out, but the salary is not yet coming. In such cases, in order not to overpay extra money, knowledge of how to easily and effectively save on food, what are the rules for an inexpensive diet, where to buy cheap food will come in handy.

How to eat economically

Modern women are trying to save on food without compromising the quality of food. Housewives come up with many ways, from buying in wholesale stores to cooking dishes according to the recipes of their mothers and grandmothers: from simple products, but with fiction. Saving money on food without harming your health is easy, you just need to follow the rules of reasonable nutrition. For this:

• plan your purchases;
• use products effectively;
• do not pay attention to marketing and advertising gimmicks;
• keep records of expenses;
• plan your menu in advance;
• you should not buy semi-finished products;
• avoid perishable foods;
• choose fresh fish, chilled meat;
• do not buy wet vegetables and fruits (they spoil quickly);
• keep non-perishable food items at home;
• make home supplies: pickled tomatoes, cucumbers, jam, marmalade;
• Prepare your own drinks: compote, fruit drink, jelly.

Eating cheap and healthy

The modern housewife, having thought, will create a delicious, varied and economical menu. This matter requires a systematic approach, desire, and imagination. Don't be afraid to spend a lot of time: the hardest thing is to organize the process, and then it will become a habit. You should immediately analyze the contents of the kitchen. What is healthy in the refrigerator, are there fruits, vegetables, eggs, dairy products? Perhaps it makes sense to exclude something from the diet, for example, canned food, sausage, pate? What is stored on the kitchen shelves - cereals or instant noodles?

Then you need to make a menu for a week, taking into account culinary preferences, not forgetting that the body needs proteins, vitamins, trace elements, carbohydrates, and fats every day. In order to save money when buying groceries, it is recommended to make a thorough shopping trip once a week. An additional effect of this will be saving time in the coming days.

Eat economically and tasty

Food is supposed to be tasty, but how can you save on food at the same time? You can use culinary tricks for this. When purchasing, it is better to choose a whole chicken rather than a cut one. It is easy to cook soup from the wings and the back, and use the meat remaining on the skeleton for a hearty salad like Olivier or pies. The remaining parts of the bird will make, for example, pilaf or chakhokhbili.

For more efficient use of meat, combine it with a side dish in one dish, rather than cooking separately. Eliminate portioned dishes: chops are an expensive option, while lazy cabbage rolls, beef stroganoff or goulash are cheaper. Instead of meat, use offal, for example, you can make a filling for a casserole from beef heart.

Economical food for the family

If you want to understand how you can easily and effectively save on groceries, try planning a family menu for a week. To do this, set aside an hour of free time for choosing dishes and compiling a list of necessary products. During the week, you won't have to figure out what to cook for dinner and then run to the nearest store, buying what's in stock.

You can create a menu in a form convenient for you: print the list; manually write; create a template in which you rotate dishes weekly or add new ones. With this approach, it is important to consider that hot food can be prepared for 2-3 days, for example, soup or roast. You can serve different side dishes with fish or meat products. However, salads are best eaten fresh; their preparation does not take much time.

How to save on purchases

Expenses for purchasing groceries account for up to 35% of the family budget. If you approach this process rationally, you can save money. When going to the store, take a list prepared in advance so that you do not buy unnecessary products and do not forget what you need.

Buy products in factory packaging (vegetable oil, tea, coffee, pasta) where they are cheaper. But for meat, fruits and vegetables, it’s better to go to the market or to a trusted store - in cheap hypermarkets they are rarely of good quality.

Stores often hold promotions and sales - keep track of them, and don’t miss the opportunity to save money on products.

Products by weight

Buy bulk goods, candies, cookies, sweets in bulk. This way you won't overpay for packaging. This will allow you to save up to 20% on products. It is better to purchase sugar and salt in winter, when the canning season has not yet arrived. It is also recommended to take cereals by weight and preferably from domestic production. This approach will save family money.

Grocery shopping for a month

Making a shopping list for the month is not as overwhelming a task as it might seem. To do this, within 2-3 months you need to record information about what, how much, and at what price it was purchased. The effect of making such notes will not take long: you will have a picture in your head and everything will be put in order. Wholesale purchases should not be made in small stores; it is better to go to a supermarket.

Promotions and discounts

Large stores regularly hold promotions on certain groups of products. This does not mean that the products are of poor quality or are nearing their expiration date. To track discounts, you can use modern technologies, for example, install the Edadil mobile application. The service finds and compares prices for specific products.

Almost all retail outlets have introduced a system of discount cards, which allows you to make purchases at lower prices. However, if you happen to come across a great deal on an item that is not on your list, don't buy it. Be aware of prices so you don't fall for a marketing ploy where the discounted price is the same as the original price.

How to buy groceries correctly

When choosing foods, it is helpful to read labels and understand their contents. The ingredients included are arranged in descending order. So, if the label lists beans first, then its contents prevail over the other components contained in the can. Do not take products in which sugar comes first; salt should not be in the first place either. It is undesirable for the number of components to be more than 5-6. Choose products with a long shelf life. When purchasing frozen foods, keep them in insulated bags.

How to save on food during a crisis

The main advice for “anti-crisis” nutrition is to cook your own meals, trying not to buy semi-finished products. To do this, you don’t have to spend a lot of time, effort and money, you just need to approach the issue wisely. As a result, you will get delicious and healthy food at home at a budget price. Cereals and legumes are easy to prepare, nutritious and easy to digest.

• Buckwheat, chickpeas, lentils, bulgur, and mung beans go well with vegetables and are suitable as a side dish.
• You can easily make soup or pilaf from undeservedly forgotten pearl barley (price 30 rubles).
• Sprouted chickpeas and lentils are suitable for salads and side dishes.
• Croquettes are easy to make from rice mixed with spices and cheese.

Regular potatoes are affordable and offer many cooking options: fried, stewed, boiled, steamed, baked. A tasty and healthy vegetable can decorate a holiday table. Don't forget about spices: a skillful combination can easily give ordinary dishes a new accent. Using turmeric, mint, cumin will add an “Indian” flavor, while soy sauce and ginger will add a “Japanese” flavor.

Seasonal vegetables can become the basis of the diet during a crisis. It is better to replace avocados, greenhouse tomatoes and cucumbers with local beets, radishes and pumpkin. They store well and contain a storehouse of vitamins. By combining them, it is easy to get new tastes each time. If you have a summer cottage, then you are doubly lucky: include more seasonal fruits and vegetables from your garden in your menu.

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Article updated: 05/13/2019

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